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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,669 | $106,280-74.9% | $96,538-72.4% | $139,487-80.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.93% | 38.48%-18.5pp | 35.74%-15.8pp | 373.84%-353.9pp |
| Employer contribution / active EE | $7,777 | $4,107+89.4% | $3,740+107.9% | $4,755+63.6% |
| Participant deferral / active EE | $1,714 | $5,457-68.6% | $4,880-64.9% | $6,713-74.5% |
| Admin fee / account holder | $325 | $7,888-95.9% | $6,737-95.2% | $11,407-97.1% |