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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,795 | $102,595-65.1% | $94,057-61.9% | $154,746-76.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 11.14% | 583.42%-572.3pp | 480.62%-469.5pp | 172.34%-161.2pp |
| Employer contribution / active EE | $4,667 | $3,147+48.3% | $2,933+59.1% | $4,379+6.6% |
| Participant deferral / active EE | $2,767 | $5,118-45.9% | $4,709-41.3% | $6,730-58.9% |
| Admin fee / account holder | $1,340 | $7,736-82.7% | $7,244-81.5% | $14,365-90.7% |