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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,670 | $202,342-71.5% | $172,752-66.6% | $152,897-62.3% |
| Participation rate | 77.8% | 87.1%-9.3pp | 82.6%-4.9pp | 82.5%-4.7pp |
| Annual return | 21.75% | 1029.83%-1008.1pp | 802.97%-781.2pp | 345.43%-323.7pp |
| Employer contribution / active EE | $10,073 | $5,858+72.0% | $5,144+95.8% | $4,764+111.5% |
| Participant deferral / active EE | $3,939 | $5,948-33.8% | $5,198-24.2% | $5,851-32.7% |
| Admin fee / account holder | $3,287 | $17,111-80.8% | $13,955-76.4% | $11,599-71.7% |