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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,913 | $149,040-7.5% | $120,225+14.7% | $137,256+0.5% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 18.10% | 605.68%-587.6pp | 439.23%-421.1pp | 220.34%-202.2pp |
| Employer contribution / active EE | $4,167 | $4,350-4.2% | $3,475+19.9% | $4,156+0.3% |
| Participant deferral / active EE | $4,167 | $4,655-10.5% | $3,999+4.2% | $6,407-35.0% |
| Admin fee / account holder | $567 | $6,348-91.1% | $5,696-90.0% | $12,270-95.4% |