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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,499 | $96,558-80.8% | $80,977-77.2% | $273,972-93.2% |
| Participation rate | 41.7% | 79.1%-37.4pp | 75.8%-34.1pp | 83.0%-41.3pp |
| Annual return | 7.85% | 15.14%-7.3pp | 17.11%-9.3pp | 41.46%-33.6pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,747 | $6,598-58.4% | $5,696-51.8% | $5,287-48.0% |
| Admin fee / account holder | $8 | $7,493-99.9% | $5,517-99.8% | $10,133-99.9% |