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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,649 | $181,896-64.5% | $156,551-58.7% | $273,972-76.4% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 10.87% | 30.74%-19.9pp | 32.23%-21.4pp | 41.46%-30.6pp |
| Employer contribution / active EE | $8,560 | $6,248+37.0% | $5,501+55.6% | $4,869+75.8% |
| Participant deferral / active EE | $13,500 | $5,550+143.2% | $4,871+177.1% | $5,287+155.3% |
| Admin fee / account holder | $86 | $15,560-99.4% | $13,028-99.3% | $10,133-99.1% |