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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,103 | $183,592-54.2% | $155,567-45.9% | $145,959-42.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 12.36% | 61.24%-48.9pp | 64.74%-52.4pp | 561.95%-549.6pp |
| Employer contribution / active EE | $6,640 | $5,315+24.9% | $4,674+42.1% | $4,661+42.5% |
| Participant deferral / active EE | $8,300 | $6,464+28.4% | $5,628+47.5% | $6,689+24.1% |
| Admin fee / account holder | $392 | $19,318-98.0% | $15,916-97.5% | $13,398-97.1% |