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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,103 | $183,592-54.2% | $155,574-45.9% | $145,877-42.3% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 12.36% | 61.37%-49.0pp | 64.87%-52.5pp | 551.28%-538.9pp |
| Employer contribution / active EE | $6,640 | $5,317+24.9% | $4,676+42.0% | $4,663+42.4% |
| Participant deferral / active EE | $8,300 | $6,466+28.4% | $5,629+47.4% | $6,691+24.1% |
| Admin fee / account holder | $392 | $19,316-98.0% | $15,914-97.5% | $13,402-97.1% |