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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,973 | $133,998-32.1% | $112,263-19.0% | $134,545-32.4% |
| Participation rate | 84.6% | 78.6%+6.1pp | 75.1%+9.6pp | 81.2%+3.4pp |
| Annual return | -19.91% | 47.17%-67.1pp | 27.49%-47.4pp | 418.37%-438.3pp |
| Employer contribution / active EE | $4,234 | $4,040+4.8% | $3,636+16.4% | $4,742-10.7% |
| Participant deferral / active EE | $9,564 | $5,292+80.7% | $4,729+102.2% | $6,401+49.4% |
| Admin fee / account holder | $2,144 | $7,493-71.4% | $6,410-66.6% | $11,431-81.2% |