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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,642 | $138,114+22.1% | $125,391+34.5% | $134,545+25.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.41% | 750.88%-777.3pp | 572.41%-598.8pp | 418.37%-444.8pp |
| Employer contribution / active EE | $9,590 | $5,246+82.8% | $4,816+99.1% | $4,742+102.2% |
| Participant deferral / active EE | $9,936 | $7,801+27.4% | $7,448+33.4% | $6,401+55.2% |
| Admin fee / account holder | $11,278 | $11,570-2.5% | $10,009+12.7% | $11,431-1.3% |