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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,663 | $90,489-5.3% | $76,051+12.6% | $145,978-41.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 15.66% | 622.78%-607.1pp | 360.42%-344.8pp | 550.52%-534.9pp |
| Employer contribution / active EE | $10,233 | $3,319+208.3% | $2,690+280.4% | $4,662+119.5% |
| Participant deferral / active EE | $15,301 | $5,164+196.3% | $4,257+259.4% | $6,690+128.7% |
| Admin fee / account holder | $8,220 | $8,374-1.8% | $6,416+28.1% | $13,400-38.7% |