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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,353 | $144,130-55.4% | $117,860-45.4% | $147,585-56.4% |
| Participation rate | 89.5% | 83.4%+6.1pp | 79.7%+9.8pp | 82.8%+6.6pp |
| Annual return | 20.74% | 531.20%-510.5pp | 335.10%-314.4pp | 578.58%-557.8pp |
| Employer contribution / active EE | $4,707 | $4,897-3.9% | $3,786+24.3% | $4,876-3.5% |
| Participant deferral / active EE | $13,285 | $5,316+149.9% | $4,482+196.4% | $5,439+144.3% |
| Admin fee / account holder | $962 | $10,887-91.2% | $8,021-88.0% | $10,886-91.2% |