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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,929 | $166,242+16.1% | $165,071+16.9% | $145,884+32.2% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 13.58% | 100.44%-86.9pp | 70.17%-56.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $6,434 | $5,283+21.8% | $4,347+48.0% | $4,662+38.0% |
| Participant deferral / active EE | $11,314 | $6,964+62.5% | $6,035+87.5% | $6,690+69.1% |
| Admin fee / account holder | $22,471 | $16,658+34.9% | $12,695+77.0% | $13,392+67.8% |