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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,464 | $72,177-75.8% | $115,038-84.8% | $59,633-70.7% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -0.27% | 12.02%-12.3pp | 26.14%-26.4pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $1,945 | $2,841-31.5% | $4,608-57.8% | $2,203-11.7% |
| Participant deferral / active EE | $3,256 | $4,783-31.9% | $6,026-46.0% | $3,192+2.0% |
| Admin fee / account holder | $1,464 | $4,927-70.3% | $8,175-82.1% | $4,297-65.9% |