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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,480 | $93,346-86.6% | $71,796-82.6% | $273,972-95.4% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.1%+10.9pp | 83.0%-3.0pp |
| Annual return | 3.20% | 130.39%-127.2pp | 78.04%-74.8pp | 41.46%-38.3pp |
| Employer contribution / active EE | $2,128 | $2,733-22.1% | $1,924+10.6% | $4,869-56.3% |
| Participant deferral / active EE | $2,743 | $3,475-21.1% | $2,794-1.8% | $5,287-48.1% |
| Admin fee / account holder | $366 | $6,571-94.4% | $4,815-92.4% | $10,133-96.4% |