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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,532 | $111,830-61.1% | $93,696-53.5% | $145,884-70.2% |
| Participation rate | 68.8% | 74.2%-5.5pp | 68.7%0pp | 80.3%-11.6pp |
| Annual return | 14.21% | 204.08%-189.9pp | 133.74%-119.5pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,212 | $3,093-28.5% | $2,422-8.7% | $4,662-52.6% |
| Participant deferral / active EE | $3,444 | $4,920-30.0% | $4,417-22.0% | $6,690-48.5% |
| Admin fee / account holder | $754 | $10,249-92.6% | $8,287-90.9% | $13,392-94.4% |