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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,105 | $126,661-53.3% | $113,397-47.9% | $138,895-57.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 11.00% | 25.05%-14.0pp | 23.20%-12.2pp | 145.39%-134.4pp |
| Employer contribution / active EE | $8,971 | $3,456+159.6% | $2,977+201.3% | $4,194+113.9% |
| Participant deferral / active EE | $34,600 | $5,693+507.8% | $5,076+581.6% | $6,396+440.9% |
| Admin fee / account holder | $1,815 | $14,549-87.5% | $11,957-84.8% | $12,562-85.6% |