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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,105 | $124,425-52.5% | $112,040-47.2% | $137,256-56.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.00% | 24.72%-13.7pp | 24.52%-13.5pp | 220.34%-209.3pp |
| Employer contribution / active EE | $8,971 | $3,411+163.0% | $2,954+203.7% | $4,156+115.9% |
| Participant deferral / active EE | $34,600 | $5,718+505.1% | $5,098+578.7% | $6,407+440.1% |
| Admin fee / account holder | $1,815 | $15,207-88.1% | $12,098-85.0% | $12,270-85.2% |