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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,499 | $71,873-74.3% | $86,698-78.7% | $68,490-73.0% |
| Participation rate | 98.0% | 72.2%+25.7pp | 76.6%+21.4pp | 67.9%+30.1pp |
| Annual return | -44.71% | 3.54%-48.2pp | 35.96%-80.7pp | -7.85%-36.9pp |
| Employer contribution / active EE | $7,726 | $2,173+255.5% | $2,837+172.3% | $2,597+197.5% |
| Participant deferral / active EE | $13,017 | $3,779+244.4% | $4,656+179.6% | $4,028+223.2% |
| Admin fee / account holder | $36 | $6,110-99.4% | $7,492-99.5% | $5,403-99.3% |