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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,179 | $129,239-77.4% | $93,419-68.8% | $158,966-81.6% |
| Participation rate | 50.0% | 70.9%-20.9pp | 66.8%-16.8pp | 82.0%-32.0pp |
| Annual return | 16.34% | 118.21%-101.9pp | 78.05%-61.7pp | 302.95%-286.6pp |
| Employer contribution / active EE | $894 | $2,711-67.0% | $2,075-56.9% | $4,762-81.2% |
| Participant deferral / active EE | $1,357 | $3,909-65.3% | $3,126-56.6% | $5,983-77.3% |
| Admin fee / account holder | $431 | $7,383-94.2% | $5,230-91.8% | $11,250-96.2% |