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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,955 | $151,427-74.9% | $112,860-66.4% | $154,746-75.5% |
| Participation rate | 33.3% | 69.1%-35.8pp | 66.3%-33.0pp | 80.7%-47.4pp |
| Annual return | 12.81% | 30.95%-18.1pp | 35.26%-22.5pp | 172.34%-159.5pp |
| Employer contribution / active EE | $705 | $2,750-74.3% | $2,206-68.0% | $4,379-83.9% |
| Participant deferral / active EE | $1,511 | $4,285-64.7% | $3,493-56.8% | $6,730-77.6% |
| Admin fee / account holder | $3,864 | $7,369-47.6% | $6,841-43.5% | $14,365-73.1% |