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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,955 | $116,167-67.3% | $64,489-41.1% | $137,256-72.3% |
| Participation rate | 33.3% | 68.2%-34.9pp | 67.7%-34.4pp | 80.0%-46.6pp |
| Annual return | 12.81% | 36.55%-23.7pp | 55.03%-42.2pp | 220.34%-207.5pp |
| Employer contribution / active EE | $705 | $2,483-71.6% | $1,523-53.7% | $4,156-83.0% |
| Participant deferral / active EE | $1,511 | $4,215-64.2% | $2,778-45.6% | $6,407-76.4% |
| Admin fee / account holder | $3,864 | $6,188-37.6% | $4,260-9.3% | $12,270-68.5% |