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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,108 | $123,859-72.5% | $69,632-51.0% | $145,897-76.6% |
| Participation rate | 35.7% | 69.2%-33.5pp | 66.4%-30.7pp | 80.3%-44.6pp |
| Annual return | 9.27% | 192.49%-183.2pp | 101.32%-92.1pp | 552.29%-543.0pp |
| Employer contribution / active EE | $833 | $2,673-68.9% | $1,708-51.3% | $4,663-82.1% |
| Participant deferral / active EE | $1,151 | $4,242-72.9% | $2,889-60.2% | $6,689-82.8% |
| Admin fee / account holder | $31,934 | $7,817+308.5% | $4,695+580.1% | $13,390+138.5% |