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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,659 | $76,551-69.1% | $123,894-80.9% | $62,881-62.4% |
| Participation rate | 81.6% | 73.0%+8.7pp | 81.4%+0.2pp | 69.3%+12.3pp |
| Annual return | 4.38% | 18.68%-14.3pp | 47.52%-43.1pp | 20.14%-15.8pp |
| Employer contribution / active EE | $1,438 | $2,882-50.1% | $4,617-68.9% | $2,281-37.0% |
| Participant deferral / active EE | $2,957 | $4,840-38.9% | $5,984-50.6% | $3,203-7.7% |
| Admin fee / account holder | $4,383 | $4,826-9.2% | $8,357-47.6% | $4,296+2.0% |