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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,481 | $106,008+2.3% | $92,240+17.6% | $147,586-26.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 21.05% | 50.05%-29.0pp | 176.29%-155.2pp | 578.59%-557.5pp |
| Employer contribution / active EE | $9,013 | $4,333+108.0% | $3,680+144.9% | $4,876+84.8% |
| Participant deferral / active EE | $10,094 | $4,478+125.4% | $3,897+159.0% | $5,439+85.6% |
| Admin fee / account holder | $1,271 | $6,333-79.9% | $5,194-75.5% | $10,886-88.3% |