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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,963 | $217,432-89.0% | $185,849-87.1% | $167,536-85.7% |
| Participation rate | 77.8% | 86.1%-8.3pp | 81.7%-3.9pp | 82.1%-4.3pp |
| Annual return | 11.72% | 148.42%-136.7pp | 122.10%-110.4pp | 478.82%-467.1pp |
| Employer contribution / active EE | $698 | $5,875-88.1% | $5,169-86.5% | $4,839-85.6% |
| Participant deferral / active EE | $3,990 | $6,357-37.2% | $5,569-28.3% | $6,342-37.1% |
| Admin fee / account holder | $725 | $19,818-96.3% | $16,244-95.5% | $12,315-94.1% |