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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,407 | $202,342-87.9% | $172,753-85.9% | $152,909-84.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.08% | 1029.88%-1009.8pp | 803.00%-782.9pp | 345.46%-325.4pp |
| Employer contribution / active EE | $1,269 | $5,857-78.3% | $5,144-75.3% | $4,764-73.4% |
| Participant deferral / active EE | $3,601 | $5,948-39.5% | $5,198-30.7% | $5,851-38.5% |
| Admin fee / account holder | $303 | $17,112-98.2% | $13,956-97.8% | $11,601-97.4% |