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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,562 | $167,362-19.6% | $143,799-6.4% | $134,5320% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -17.39% | 0.47%-17.9pp | -0.04%-17.3pp | 418.27%-435.7pp |
| Employer contribution / active EE | $2,863 | $5,620-49.1% | $4,952-42.2% | $4,741-39.6% |
| Participant deferral / active EE | $8,164 | $6,447+26.6% | $5,638+44.8% | $6,401+27.5% |
| Admin fee / account holder | $557 | $18,094-96.9% | $14,677-96.2% | $11,429-95.1% |