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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,595 | $154,193-88.6% | $130,045-86.5% | $139,466-87.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.19% | 32.51%-17.3pp | -137.30%+152.5pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,077 | $5,292-79.6% | $4,321-75.1% | $4,754-77.3% |
| Participant deferral / active EE | $589 | $6,709-91.2% | $5,820-89.9% | $6,712-91.2% |
| Admin fee / account holder | $314 | $13,989-97.8% | $10,600-97.0% | $11,409-97.2% |