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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,389 | $176,120+45.0% | $159,487+60.1% | $167,553+52.4% |
| Participation rate | 93.3% | 85.0%+8.4pp | 82.8%+10.5pp | 82.1%+11.2pp |
| Annual return | 14.28% | 331.95%-317.7pp | 263.71%-249.4pp | 478.89%-464.6pp |
| Employer contribution / active EE | $13,426 | $5,299+153.3% | $4,831+177.9% | $4,840+177.4% |
| Participant deferral / active EE | $16,217 | $7,752+109.2% | $7,354+120.5% | $6,343+155.7% |
| Admin fee / account holder | $12,887 | $12,561+2.6% | $10,804+19.3% | $12,316+4.6% |