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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,637 | $110,337-87.6% | $102,383-86.7% | $145,877-90.7% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 13.73% | 24.83%-11.1pp | 24.94%-11.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,432 | $4,216-42.3% | $3,870-37.2% | $4,663-47.9% |
| Participant deferral / active EE | $2,818 | $5,621-49.9% | $5,060-44.3% | $6,691-57.9% |
| Admin fee / account holder | $1,365 | $9,750-86.0% | $8,391-83.7% | $13,402-89.8% |