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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,094 | $135,645-69.0% | $110,243-61.8% | $135,380-68.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -11.24% | 513.24%-524.5pp | 314.76%-326.0pp | 519.81%-531.0pp |
| Employer contribution / active EE | $2,241 | $4,907-54.3% | $3,827-41.4% | $4,779-53.1% |
| Participant deferral / active EE | $5,221 | $5,507-5.2% | $4,672+11.7% | $5,609-6.9% |
| Admin fee / account holder | $436 | $11,458-96.2% | $8,548-94.9% | $10,828-96.0% |