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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,138 | $138,102-55.7% | $125,381-51.2% | $134,532-54.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.05% | 750.73%-769.8pp | 572.31%-591.4pp | 418.27%-437.3pp |
| Employer contribution / active EE | $6,505 | $5,245+24.0% | $4,815+35.1% | $4,741+37.2% |
| Participant deferral / active EE | $13,055 | $7,801+67.4% | $7,448+75.3% | $6,401+104.0% |
| Admin fee / account holder | $1,709 | $11,568-85.2% | $10,007-82.9% | $11,429-85.0% |