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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,749 | $35,183+64.1% | $73,550-21.5% | $70,126-17.7% |
| Participation rate | 20.0% | 42.9%-22.9pp | 54.9%-34.9pp | 69.5%-49.5pp |
| Annual return | 0.00% | 26.90%-26.9pp | -15.16%+15.2pp | 73.15%-73.1pp |
| Employer contribution / active EE | $500 | $709-29.5% | $1,219-59.0% | $2,343-78.7% |
| Participant deferral / active EE | $1,009 | $1,220-17.3% | $1,804-44.1% | $3,332-69.7% |
| Admin fee / account holder | $732 | $2,302-68.2% | $2,320-68.4% | $4,645-84.2% |