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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,412 | $67,602+45.6% | $82,312+19.6% | $70,126+40.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 12.05% | 21.57%-9.5pp | 25.88%-13.8pp | 73.15%-61.1pp |
| Employer contribution / active EE | $1,910 | $1,755+8.8% | $2,428-21.4% | $2,343-18.5% |
| Participant deferral / active EE | $4,529 | $2,987+51.6% | $3,706+22.2% | $3,332+35.9% |
| Admin fee / account holder | $1,144 | $4,512-74.6% | $5,608-79.6% | $4,645-75.4% |