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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,436 | $169,336-85.0% | $129,384-80.3% | $145,884-82.6% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.6%-9.6pp | 80.3%-20.3pp |
| Annual return | 15.17% | 14408.70%-14393.5pp | 9461.77%-9446.6pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,336 | $5,540-75.9% | $4,153-67.8% | $4,662-71.3% |
| Participant deferral / active EE | $1,598 | $4,985-67.9% | $4,166-61.6% | $6,690-76.1% |
| Admin fee / account holder | $341 | $9,912-96.6% | $7,686-95.6% | $13,392-97.5% |