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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,041 | $99,957-97.0% | $149,745-98.0% | $73,497-95.9% |
| Participation rate | 20.1% | 75.7%-55.6pp | 82.5%-62.3pp | 70.7%-50.5pp |
| Annual return | 18.05% | 53.87%-35.8pp | 276.72%-258.7pp | 28.51%-10.5pp |
| Employer contribution / active EE | $0 | $3,191-100.0% | $4,646-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $358 | $6,073-94.1% | $6,843-94.8% | $3,740-90.4% |
| Admin fee / account holder | $26 | $551-95.3% | $9,312-99.7% | $513-95.0% |