Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,700 | $57,352-74.4% | $83,830-82.5% | $64,173-77.1% |
| Participation rate | 41.4% | 68.6%-27.2pp | 76.1%-34.8pp | 69.6%-28.2pp |
| Annual return | -7.62% | 11.38%-19.0pp | 850.97%-858.6pp | 7.63%-15.3pp |
| Employer contribution / active EE | $849 | $2,546-66.6% | $3,631-76.6% | $2,381-64.3% |
| Participant deferral / active EE | $3,466 | $2,993+15.8% | $4,082-15.1% | $3,470-0.1% |
| Admin fee / account holder | $1,371 | $4,046-66.1% | $5,479-75.0% | $4,887-71.9% |