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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,336 | $178,174+146.0% | $156,181+180.7% | $137,256+219.4% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 13.56% | 84.19%-70.6pp | 64.87%-51.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $8,315 | $4,972+67.2% | $4,294+93.6% | $4,156+100.1% |
| Participant deferral / active EE | $10,246 | $6,888+48.8% | $6,132+67.1% | $6,407+59.9% |
| Admin fee / account holder | $1,357 | $17,404-92.2% | $14,586-90.7% | $12,270-88.9% |