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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,133 | $149,778-83.9% | $118,946-79.7% | $158,966-84.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 19.03% | 19.95%-0.9pp | 35.89%-16.9pp | 302.95%-283.9pp |
| Employer contribution / active EE | $2,045 | $4,117-50.3% | $3,263-37.3% | $4,762-57.1% |
| Participant deferral / active EE | $2,008 | $5,225-61.6% | $4,266-52.9% | $5,983-66.4% |
| Admin fee / account holder | $7,506 | $8,604-12.8% | $6,581+14.1% | $11,250-33.3% |