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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,405 | $71,878-48.0% | $86,698-56.9% | $68,486-45.4% |
| Participation rate | 80.0% | 72.2%+7.8pp | 76.6%+3.4pp | 67.9%+12.1pp |
| Annual return | -18.90% | 3.53%-22.4pp | 35.95%-54.8pp | -7.85%-11.0pp |
| Employer contribution / active EE | $1,929 | $2,173-11.3% | $2,837-32.0% | $2,597-25.7% |
| Participant deferral / active EE | $4,029 | $3,779+6.6% | $4,656-13.5% | $4,0280% |
| Admin fee / account holder | $1,149 | $6,113-81.2% | $7,493-84.7% | $5,404-78.7% |