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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,165 | $112,933-6.9% | $90,970+15.6% | $158,982-33.9% |
| Participation rate | 90.9% | 74.7%+16.2pp | 69.0%+21.9pp | 82.0%+8.9pp |
| Annual return | 24.08% | 215.82%-191.7pp | 134.60%-110.5pp | 302.99%-278.9pp |
| Employer contribution / active EE | $2,054 | $2,893-29.0% | $2,122-3.2% | $4,763-56.9% |
| Participant deferral / active EE | $6,646 | $4,128+61.0% | $3,373+97.0% | $5,983+11.1% |
| Admin fee / account holder | $1,321 | $8,047-83.6% | $5,961-77.8% | $11,252-88.3% |