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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ROYAL ALLIANCE ASSOCIATES Service code 27 · EIN 93-0987232 | Advisory (Plan) | $10,276 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $4,219 |
CHARLES SCHWAB & CO., INC.2 years Service code 19 | Securities Custodian | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,275 | $59,456-27.2% | $93,669-53.8% | $74,429-41.9% |
| Participation rate | 92.9% | 59.6%+33.2pp | 68.7%+24.2pp | 67.2%+25.7pp |
| Annual return | 13.94% | 82.00%-68.1pp | 133.59%-119.7pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $1,594 | $1,266+25.9% | $2,424-34.2% | $2,625-39.3% |
| Participant deferral / active EE | $2,136 | $3,052-30.0% | $4,416-51.6% | $4,348-50.9% |
| Admin fee / account holder | $90 | $3,026-97.0% | $8,291-98.9% | $1,944-95.4% |