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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,898 | $62,549-55.4% | $85,705-67.4% | $85,851-67.5% |
| Participation rate | 43.8% | 61.1%-17.4pp | 69.9%-26.1pp | 69.3%-25.6pp |
| Annual return | 0.00% | 23.77%-23.8pp | 21.49%-21.5pp | 318.63%-318.6pp |
| Employer contribution / active EE | $2,023 | $1,755+15.2% | $2,619-22.8% | $2,565-21.2% |
| Participant deferral / active EE | $3,258 | $2,802+16.3% | $3,924-17.0% | $3,952-17.6% |
| Admin fee / account holder | $8,876 | $4,644+91.1% | $6,877+29.1% | $6,261+41.8% |