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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,608 | $55,930+33.4% | $76,089-1.9% | $80,925-7.8% |
| Participation rate | 63.6% | 62.1%+1.6pp | 69.1%-5.5pp | 67.7%-4.0pp |
| Annual return | 14.36% | 20.58%-6.2pp | 360.94%-346.6pp | 35.65%-21.3pp |
| Employer contribution / active EE | $2,509 | $1,866+34.4% | $2,690-6.7% | $2,756-9.0% |
| Participant deferral / active EE | $5,178 | $3,051+69.7% | $4,259+21.6% | $4,299+20.4% |
| Admin fee / account holder | $9,675 | $5,241+84.6% | $6,418+50.7% | $6,940+39.4% |