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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,258 | $58,627+69.3% | $76,735+29.4% | $82,448+20.4% |
| Participation rate | 67.1% | 63.2%+3.8pp | 69.5%-2.4pp | 68.1%-1.0pp |
| Annual return | 17.76% | 39.10%-21.3pp | 29.77%-12.0pp | 41.64%-23.9pp |
| Employer contribution / active EE | $2,532 | $1,729+46.4% | $2,454+3.2% | $2,551-0.7% |
| Participant deferral / active EE | $5,461 | $3,134+74.3% | $4,088+33.6% | $4,139+31.9% |
| Admin fee / account holder | $4,624 | $5,323-13.1% | $7,189-35.7% | $7,234-36.1% |