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| Provider | Service type | Compensation |
|---|---|---|
EMPLOYEE FIDUCIARY, LLC2 years Service code 15 · EIN 61-1579239 250 STATE STREET · MOBILE, AL 36603 | Recordkeeping | $13,259 |
Service code 10 605 LAKE STREET #6 · SPIRIT LAKE, IA 51360 | Accounting | $11,000 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,916 | $37,463-30.8% | $77,100-66.4% | $66,949-61.3% |
| Participation rate | 80.5% | 52.9%+27.5pp | 67.9%+12.5pp | 69.8%+10.6pp |
| Annual return | -15.20% | -3.25%-12.0pp | 42.35%-57.6pp | 1.57%-16.8pp |
| Employer contribution / active EE | $2,000 | $1,535+30.3% | $2,815-28.9% | $2,545-21.4% |
| Participant deferral / active EE | $3,329 | $2,621+27.0% | $4,430-24.8% | $4,239-21.5% |
| Admin fee / account holder | $114 | $568-79.9% | $5,443-97.9% | $594-80.7% |