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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,344 | $152,619-4.8% | $125,195+16.1% | $152,909-4.9% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.5%-15.8pp |
| Annual return | 25.31% | 54.85%-29.5pp | 43.79%-18.5pp | 345.46%-320.2pp |
| Employer contribution / active EE | $2,012 | $4,947-59.3% | $3,866-48.0% | $4,764-57.8% |
| Participant deferral / active EE | $4,418 | $5,869-24.7% | $4,937-10.5% | $5,851-24.5% |
| Admin fee / account holder | $6,763 | $13,437-49.7% | $9,704-30.3% | $11,601-41.7% |