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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,284 | $375,661-71.2% | $312,151-65.3% | $382,429-71.7% |
| Participation rate | 100.0% | 91.4%+8.6pp | 89.1%+10.9pp | 87.7%+12.3pp |
| Annual return | 14.46% | 0.11%+14.4pp | 1.82%+12.6pp | 248.85%-234.4pp |
| Employer contribution / active EE | $4,654 | $9,697-52.0% | $8,031-42.1% | $8,036-42.1% |
| Participant deferral / active EE | $12,119 | $5,737+111.2% | $5,370+125.7% | $5,727+111.6% |
| Admin fee / account holder | $6,023 | $64,308-90.6% | $51,799-88.4% | $30,732-80.4% |