Filed December 19, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,284 | $86,332-31.3% | $125,175-52.6% | $65,185-9.1% |
| Participation rate | 59.8% | 75.3%-15.5pp | 79.8%-20.0pp | 70.2%-10.4pp |
| Annual return | 24.61% | 27.43%-2.8pp | 43.79%-19.2pp | 29.38%-4.8pp |
| Employer contribution / active EE | $1,303 | $2,040-36.1% | $3,865-66.3% | $2,177-40.1% |
| Participant deferral / active EE | $2,832 | $3,537-19.9% | $4,937-42.6% | $3,514-19.4% |
| Admin fee / account holder | $2,969 | $609+387.5% | $9,702-69.4% | $847+250.6% |