Filed January 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,836 | $86,938+19.4% | $102,423+1.4% | $80,925+28.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 15.51% | 18.89%-3.4pp | 29.42%-13.9pp | 35.65%-20.1pp |
| Employer contribution / active EE | $2,736 | $2,369+15.5% | $3,023-9.5% | $2,756-0.7% |
| Participant deferral / active EE | $5,559 | $4,120+34.9% | $5,054+10.0% | $4,299+29.3% |
| Admin fee / account holder | $3,282 | $8,053-59.2% | $9,455-65.3% | $6,940-52.7% |