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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,802 | $96,691+19.8% | $86,656+33.6% | $139,487-17.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 16.05% | 106.87%-90.8pp | 593.09%-577.0pp | 373.84%-357.8pp |
| Employer contribution / active EE | $14,357 | $3,267+339.5% | $3,025+374.5% | $4,755+202.0% |
| Participant deferral / active EE | $6,984 | $4,838+44.4% | $4,439+57.3% | $6,713+4.0% |
| Admin fee / account holder | $2,995 | $6,414-53.3% | $5,619-46.7% | $11,407-73.7% |