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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,226 | $138,102-88.3% | $125,381-87.1% | $134,532-87.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.11% | 750.73%-776.8pp | 572.31%-598.4pp | 418.27%-444.4pp |
| Employer contribution / active EE | $4,229 | $5,245-19.4% | $4,815-12.2% | $4,741-10.8% |
| Participant deferral / active EE | $12,147 | $7,801+55.7% | $7,448+63.1% | $6,401+89.8% |
| Admin fee / account holder | $1,558 | $11,568-86.5% | $10,007-84.4% | $11,429-86.4% |