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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,754 | $209,428-60.0% | $178,498-53.1% | $158,950-47.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.26% | 188.78%-174.5pp | 151.09%-136.8pp | 302.91%-288.6pp |
| Employer contribution / active EE | $5,819 | $5,707+2.0% | $5,011+16.1% | $4,762+22.2% |
| Participant deferral / active EE | $5,896 | $5,955-1.0% | $5,202+13.3% | $5,983-1.5% |
| Admin fee / account holder | $3,974 | $17,077-76.7% | $13,985-71.6% | $11,248-64.7% |